How to Handle a Car Accident Involving a Snowplow

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on
December 29, 2024

Accidents involving snowplows are complex due to weather conditions, government liability, and insurance issues. After such an accident, it's crucial to ensure safety, report the incident to authorities, gather evidence, and understand your insurance options. Whether dealing with government entities or private snowplow owners, knowing your rights and legal options is essential for seeking compensation.

Winter driving presents unique challenges for all road users, and when snowplows are involved, the risks increase. Snowplows are crucial for keeping roads clear, but their presence can also create dangerous driving conditions. Limited visibility, narrow lanes, and reduced road traction can all lead to accidents, especially when snowplows are not easily visible or drivers misjudge their speed and proximity. Car accidents involving snowplows during snowy weather can be confusing and overwhelming, both due to the weather conditions and the complex legal and insurance issues involved.

Immediate Steps to Take After a Car Accident with a Snowplow

Ensure Safety and Move to a Safe Location

The first priority after any car accident is ensuring your safety and the safety of others involved. If you are able to, move your vehicle to a safe location, away from traffic and out of harm’s way. In the case of a snowplow accident, this is especially important because snowplows and other vehicles may still be navigating the area, potentially putting you and other motorists at further risk. If your vehicle is unable to be moved, turn on your hazard lights to alert other drivers to the situation. If you or anyone is injured, stay where you are until medical help arrives.

Call 911 and Report the Accident

Always call 911 after an accident, especially when it involves a snowplow. Reporting the accident to authorities is essential to ensure that an official record is created. Since snowplows are often operated by government agencies or municipalities, involving law enforcement will help document the scene and make it easier to handle any claims that may arise from the accident. The responding officers will file a report, which will be valuable when filing insurance claims or pursuing legal action. Additionally, they can help manage traffic and prevent further accidents from occurring at the scene.

Collect Information and Evidence

After making sure you are safe and reporting the accident, the next step is to collect as much information as possible. Here are key pieces of information you should gather:

  • Insurance and Contact Details: Exchange names, phone numbers, and insurance details with the snowplow driver, as well as any other involved parties. If the snowplow is a government vehicle, make sure to get the relevant agency information.
  • Photographs of the Scene: Take clear photos of the accident scene, including the positions of the vehicles, the damage to all vehicles involved, and any relevant road conditions. Document the weather conditions, as this can be critical in proving the cause of the accident. Make sure to photograph any skid marks, road debris, or other signs of dangerous conditions that might have contributed to the crash.
  • Snowplow Details: Obtain any identifying information about the snowplow, such as its license plate number, ID number, and any visible markings indicating the municipality or agency it belongs to. This will be important if you need to file a claim or hold the responsible entity accountable.
  • Witness Information: If there are any witnesses to the accident, ask for their contact information. Their statements may be crucial in verifying the circumstances of the crash and supporting your version of events.

Avoid Admitting Fault

It’s essential not to admit fault at the scene of the accident. Even if you believe you may have contributed to the crash, avoid making any statements that could be interpreted as taking responsibility. In the heat of the moment, it can be easy to offer an apology or assume blame, but doing so can complicate your ability to make a valid insurance claim or pursue legal action later. Fault in snowplow accidents can be difficult to determine, especially when weather conditions and government liability may play a role. Let law enforcement, insurance investigators, and legal professionals determine liability based on the facts and evidence.

Seeking Compensation After a Snowplow Accident

Filing an Insurance Claim

The first step in seeking compensation after a snowplow accident is to file an insurance claim. If the snowplow was privately owned, you would typically file a claim with the snowplow driver’s insurance company, as well as your own, depending on the circumstances. However, when dealing with government-operated snowplows, things can become more complicated.

  • Filing with Your Insurance Company: If the snowplow accident results in damages to your vehicle or personal injuries, your first point of contact should be your own insurance company. Depending on your coverage (such as comprehensive or collision coverage), they may help cover the damages while they investigate the accident.
  • Filing with the Snowplow’s Insurance Provider: In cases where the snowplow is privately contracted, you may also need to file a claim with the snowplow’s insurance provider. However, in the case of a government-owned snowplow, the situation becomes trickier, and you may need to pursue other avenues for compensation.

Workers' Compensation (If Involved with Work-Related Snowplows)

If you were involved in an accident with a snowplow while on the job, workers’ compensation might apply. For example, if a snowplow driver is an employee of a government agency and is involved in an accident while performing their duties, the accident might be covered under their workers’ compensation insurance.

Workers' compensation provides benefits such as medical expenses, rehabilitation, and lost wages if an employee is injured while performing job-related duties. If you are injured in an accident involving a government-operated snowplow and are eligible for workers' compensation, you may be able to receive compensation without needing to prove fault. However, this may not cover pain and suffering or other damages that might result from the accident. Therefore, understanding the overlap between workers' compensation and other types of claims is essential.

Suing the Government for Damages

When a snowplow operated by a government employee causes an accident, the claims process becomes more challenging. Due to the concept of sovereign immunity, it is not always easy to sue government entities for damages. However, you may still have legal recourse if you can prove negligence on the part of the snowplow driver or the government agency responsible for maintaining the snowplow.

  • Filing a Government Claim: To sue a government entity, you will generally need to file a claim with the appropriate agency within a set time period. This is different from the standard personal injury claim process and often involves strict filing requirements and deadlines. For example, in California, you generally must file a claim with the government agency within six months of the accident.
  • The Legal Process: Once the claim is filed, the government entity will review the information and decide whether to accept or deny your claim. If your claim is denied, you may be able to file a lawsuit. However, legal action against a government entity requires navigating complex procedures, including complying with notice requirements and filing within tight timelines.

Contact Drake Law Firm Today

Car accidents involving snowplows can be particularly complicated, requiring careful attention to detail and understanding of both the legal and insurance processes. After a snowplow accident, it’s crucial to take immediate steps to ensure your safety, report the incident, and gather evidence. Understanding the complexities of liability—especially when government entities are involved—can make a significant difference in your ability to recover compensation. Whether you’re dealing with insurance claims, workers' compensation, or pursuing legal action against a government agency, taking the right steps is essential to maximize your chances of fair compensation.

If you’ve been involved in a snowplow accident, it’s essential to act quickly. Contact Drake Law Firm for a free consultation and expert legal assistance. Our team is here to guide you through the complexities of your case, help you understand your rights, and fight for the compensation you deserve. Don’t navigate the legal system alone—our experienced attorneys will ensure that all necessary steps are taken to protect your interests.

Contact Information:

  • Los Angeles Office: 19935 Ventura Blvd 3rd Floor, Woodland Hills, CA 91364
  • San Francisco Office: 50 California St. 15th Floor, San Francisco, CA 94111
  • Stockton Office: 2291 W. March Lane St. Suite A115, Stockton, CA 95207
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  • Phone: 1-844-513-7253
  • Website: Drake Law Firm

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